Zurich launches "StudySmart" Overseas Student Insurance Plan

Studying abroad is an amazing experience, so it is no wonder that studying overseas is becoming increasingly popular. Regardless of the length of stay, there is always a possibility overseas students will encounter medical and personal accident complications during their time alone in a foreign country. Often without financial entitlement to the local support network, quality protection is crucial during these times of need. Zurich Insurance (Hong Kong)'s ("Zurich") "StudySmart" Overseas Student Insurance Plan ("StudySmart") offers intelligent protection for unpleasant mishaps so that overseas students can focus on their once-in-a-lifetime experience both inside and outside the school premises, plus ease parents' undoubted anxiety.

StudySmart caters to varying education durations, from as short as a single day, to up to 6 months or 2 years in insurance periods—offering protection for both short-term and full year study plans; with the 2-year-plan option, you can enjoy 15% discount on the yearly premium. Depending on different destinations, insureds under the Full Year Study Plan may choose to go with or without medical coverage. With StudySmart, the worldwide coverage provides: medical cover of up to HKD 1,000,000, Zurich 24-hour global emergency assistance services, extra personal accident indemnity, compassionate death cash and visit, personal baggage cover, loss of personal identifications/travel document, personal liability, travel delay, baggage delay allowance, cancellation of study, study interruption coverage, parent annual leave compensation, missed school cover, education fund, overseas hotel cost cover and adventurous activities protection*. The plan's superior flexibility and extensive protection is the safety net all students need for their exciting overseas adventure.

In Hong Kong, the subject matter of education and continuous studies is given heavy weighting, and pursuing these aspirations overseas is cherished for the valuable eye-opening experience. Zurich's StudySmart provides intelligent protection to those 7 to 50 years of age, so they can focus on their overseas experience rather than worrying about the unexpected. Parents and students are advised to plan ahead as the cover must be purchased prior to departing Hong Kong; and as the saying goes, always "Hope for the best, but prepare for the worst."

Enjoy up to 10% premium discount^# upon successful enrollment from now on till 31 October 2016.

*Medical cover, personal baggage cover, travel delay, baggage allowance are not applicable to Full Year Study Plan - Primary Plan. Education fund is not applicable to Short Term Study Plan.

^#Terms and conditions apply