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Zurich i-Gen Baby
Surgical Cash Insurance Plan

Zurich is the pioneer insurer in Hong Kong to introduce an insurance plan in a single policy providing a continual protection extending from the expectant mother to the birth and growth of the child1.
Without the requirement of health declaration, it is guaranteed acceptance for the pregnant woman and her to-be-born baby. Apply now to enjoy this special coverage along with an array of gifts and discount offers.

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Unique Features

Unique Features

Coverage for expectant mother2,3

  • Up to HKD7,500 surgical cash benefit for postpartum haemorrhage or postpartum eclampsia requiring Intensive Care Unit treatment or hysterectomy

  • Cover up to HKD8,500 for miscarriage or legal abortion due to medical reason

Coverage for new born baby

  • Two doses of oral rotavirus vaccination

  • Cover congenital abnormalities4

  • Up to HKD45,000 surgical cash is payable including both minor and non-minor surgeries

Gifts and discounts

  • Free seminar on the Top Ten Postnatal Care and baby welcome gift pack

  • Free yoga class with 7-day complimentary pass

  • Up to 31% discount on Home Made Stewed Pork Trotter and Ginger in Sweet Vinegar / Cooked Chicken with Chinese Wine Vouchers (Free custom-made production of baby cards)
Other Features

Other Features

Guaranteed acceptance for eligible expectant mother. No medical examination is required

Cover surgeries performed at outpatient setting

Affordable premium5,6 with an array of gifts & discount offers for pregnancy and baby products

Waive waiting period and medical questionnaire when the child converts to Zurich HealthMultiple Medical Insurance Plan

Gifts and Discounts

Gifts and Discounts

  • Free seminar on the Top Ten Postnatal Care and baby welcome gift pack
  • Free yoga class with 7-day complimentary pass
  • Up to 31% discount on Home Made Stewed Pork Trotter
    and Ginger in Sweet Vinegar / Cooked Chicken
    with Chinese Wine Vouchers
    (Free custom-made production of baby cards)
  • Up to 36% discount on homemade food coupons
  • Star VIP membership entitlement to enjoy privileged discounts at stores and online platform for pregnancy and baby products
  • 15% discount for enrolment of selected prenatal and postnatal classes

Zurich i-Gen Baby
Surgical Cash Insurance Plan

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  • The expectant mother must inform us of the birth of the child within sixty (60) days of the date of birth by providing us with a copy of the birth certificate or its equivalent. The effective date for the child shall be the fifteenth (15) day from the date of child birth. If you do not notify us within sixty (60) days from the date of child birth, the effective date for the child shall be the date we receive written notification (together with a copy of the birth certificate or its equivalent). In the event we do not receive notification of the child birth on the anniversary of the policy inception date, the policy shall terminate at the anniversary and we reserve the right not to renew the policy upon expiry.
  • This plan is only available for expectant mother aged between 18 and 45 (both inclusive) years and is between 85 days to 252 days of pregnancy (both days inclusive).  
  • If the expectant mother carries twins and enroll for two expected children, the expectant mother shall be entitled to double benefits cover under two policies. If you wish to enroll for more than two expected children, please contact our customer services hotline +852 2903 9391.
  • Only after the waiting period of thirty-six (36) months from the policy effective date for the child, the surgical cash benefit will become effective for pre-existing conditions and congenital abnormalities.
  • The first-year premium of standard plan is HKD4,438 and the renewal annual premium is HKD1,344. The first-year premium of enhanced plan is HKD6,468 and the renewal annual premium is HKD2,388.
  • For the first policy year, a fixed premium is charged for the eligible expectant mother. In the subsequent policy renewal, premium is charged for each child but Zurich Insurance Company Ltd reserves the right to revise or adjust the premium table according to our applicable premium rate at the time of the premium due date by giving thirty (30) days’ written notice to insured person.

Zurich Terms & Conditions:

  • The promotion period is valid from 1 November 2014 to 31 December 2015 (both dates included).
  • The promotion offer is only applicable to the insured person of “Zurich i-Gen Baby Surgical Cash Insurance Plan” during the promotion period.
  • All promotion offers cannot be exchanged for cash, resold, transferred or other considerations.
  • All promotion offers, gifts or services in this campaign are provided by the partnered service providers and are subject to the terms & conditions as set by individual service providers while Zurich Insurance Company Ltd (“Zurich”) bears no legal liability.
  • Zurich reserves the right to amend the terms and conditions herein without prior notice, and the right of final decision in case of any dispute.
  • Zurich Insurance Company Ltd (“Zurich”) is the insurance underwriter and is solely responsible for all coverage and compensation.
  • The above information is for reference only and does not constitute any part of the contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency.
  • Zurich Insurance Company Ltd is a company incorporated in Switzerland.

Terms & Conditions for uBaby Maternity Services Limited:

  • “Top Ten Postnatal Care” seminars are sponsored by Zurich and hosted by the uBaby Maternity Services Limited. Each policyholder who participates in the seminar will receive a Baby Welcome Gift Pack at the event. Registration via uBaby hotline 2111 9818 is required for enrollment on or before 30 September 2015, and seats to be served on first-come-first-served basis for each seminar.
  • “Star VIP” membership and the entitled purchase discount are offered by uBaby Maternity Services Limited. Registration via uBaby hotline 2111 9818 is required for enrollment on or before 31 December 2015.
  • uBaby selected prenatal and postnatal classes are organized by uBaby Maternity Services Limited. Availability of the classes is subject to the arrangement of uBaby Maternity Services Limited and please refer to their website (ubabygroup.com) for course schedules and enrollment. Class registration is required on first-come-first served basis on or before 31 December 2015.

Terms & Conditions for Hung Fook Tong:

  • There is a minimum order requirement of HKD 1,000 in total per transaction so as to enjoy the various discounts offered for the purchase of “Hung Fook Tong Home Made Stewed Pork Trotter and Ginger in Sweet Vinegar / Cooked Chicken with Chinese Wine vouchers” and “Hung Fook Tong Homemade coupons”. The discount offers are applicable for delivery order ONLY and cannot be used on purchase of coupons/vouchers at branches.
  • The orders should be placed directly to Hung Fook Tong via fax or email only. Please refer to the order form for the respective fax no. and email address.
  • Payment by cheque upon delivery or on-line payment is accepted for settlement of transactions. Please select your own payment method on your order form accordingly.
  • Delivery service is limited to commercial or industrial areas. Surcharge may be required for delivery to remote areas. Self-collection is also welcomed at Hung Fook Tong specified location but not branches.
  • To enjoy the FREE value added service for custom-made production of cute princess / prince BB cards, a minimum order of 30 pieces of “Hung Fook Tong Home Made Stewed Pork Trotter and Ginger in Sweet Vinegar / Cooked Chicken with Chinese Wine Voucher” is required. Please refer to the order form provided by Hung Fook Tong for further details.
  • The discount offer period for the “Hung Fook Tong Home Made Stewed Pork Trotter and Ginger in Sweet Vinegar / Cooked Chicken with Chinese Wine vouchers” and “Hung Fook Tong Homemade coupons” is effective from 1 November 2014 till 31 December 2015.
  • Products and discount offers are subject to be reviewed and changed based on seasons. Quality of Life Products Company Limited reserves the right to amend the offer and services to be provided.

Terms & Conditions for Pure Yoga:

  • This offer is valid until 31 December 2015.
  • This offer is available to first-time Pure visitors who must be Hong Kong residents 18 years of age or above.
  • This offer is applicable to all Pure Yoga locations in Hong Kong.
  • To enjoy the offer, customers must register in advance via the online registration page, the registration link will be provided on the Registration Guide by Zurich after purchasing the insurance plan.
  • This offer cannot be used in conjunction with any other promotional offer or discount.
  • Pure International (HK) Ltd reserves the right to amend the terms and conditions and alter or terminate the offer.
  • Should any dispute arise, the decision of Pure International (HK) Ltd shall be final and conclusive.

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